American Money Quiz
Think you're financially savvy? Test your knowledge on credit scores, retirement planning, and investment strategies with these challenging questions.
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8 questions · Quick play · Instant results
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Quiz Questions & Answers
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Question 1: What FICO credit score range is typically considered excellent?
700-749
750-799
650-699
800-850
Question 2: Beyond employer matching, what's a key advantage of a 401(k)?
No contribution limits
Guaranteed returns
Tax-deferred growth
Tax-free withdrawals
Question 3: What has been the average annual return of the S&P 500 over the past 50 years?
15-17%
20-22%
5-7%
10-11%
Question 4: What's the recommended emergency fund size for most households?
9-12 months of expenses
1-2 months of expenses
3-6 months of expenses
2 years of expenses
Question 5: Which factor impacts your credit score the most?
Credit mix
Payment history
Credit utilization
Length of credit history
Question 6: What's considered a healthy credit utilization ratio?
Under 50%
Under 10%
Under 70%
Under 30%
Question 7: What's the Rule of 72 used for?
Calculating monthly loan payments
Estimating investment doubling time
Determining debt-to-income ratio
Setting retirement goals
Question 8: What's typically the best use of a windfall (unexpected money)?
Put in savings
Pay off high-interest debt
Invest in stocks
Save for retirement