Suchitra Books Banking Quiz Series
Suchitra Books 10 MCQs Series 1. Which technology is widely used for automated credit appraisal? A. Artificial Intelligence (AI) B. Typewriter C. Fax Machine D. Photocopier Answer: A Explanation: AI helps banks automate credit assessment, fraud detection, and customer service. 2. Blockchain is primarily known for: A. Secure and transparent digital transactions B. Increasing paperwork C. Manual accounting D. Printing currency Answer: A 3. ONDC stands for: A. Open Network for Digital Commerce B. Online National Digital Centre C. Open National Data Centre D. Online Network for Digital Credit Answer: A 4. The Account Aggregator framework enables: A. Consent-based sharing of financial information B. Tax collection C. Property registration D. Export licensing Answer: A 5. TReDS primarily facilitates: A. Discounting of trade receivables B. Income tax filing C. Company incorporation D. Insurance underwriting Answer: A 6. Which initiative promotes sustainable financing? A. ESG-linked lending B. Manual bookkeeping C. Cash-only transactions D. Paper-based banking Answer: A 7. FinTech collaboration mainly helps banks: A. Improve digital financial services B. Eliminate regulations C. Avoid risk
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